Benefits of a SeQure Captive Arrangement OUR Investment in YOUR expertise We, at SeQure, understand no one knows your business better than you do. However, the cost and time to start and run a captive may be more than your agency is able or willing to handle. SeQure Underwriters can help provide assistance with both of these issues- leaving you to manage and grow your business. Increased Revenue A captive allows you to earn agency commission and take a share of any underwriting and investment profits generated by your book of business. This can mean anywhere from 4-20 points of additional profit annually. Freedom from the usual carrier-agent relationships A captive allows you to have a hand in all aspects of the insurance process. Whether its claims, underwriting, or forms, a captive is the perfect vehicle to ensure your and your clients' needs are met by having a direct and mutually beneficial relationship with the carrier. Tailored products just for you With a captive, you work with the fronting carrier to develop a set of forms that specifically fit the coverage criteria you need while still minimizing risk of exposure. As your and your clients' needs change, a captive relationship allows you to adjust forms to match the standards you require without shopping around for a new carrier or fighting with an old one. Rate Flexibility As agents, you understand the delicate balance between a competitively priced product and one that creates an unprofitable situation for the carrier. With your knowledge of the products, potential insureds, and the overall market for your program more rate flexibility can be achieved through a captive to satisfy the client, the carrier, and you. Underwriting Control Through a SeQure captive, take control of your underwriting and help set the guidelines that will best support the profitable business you develop. With a captive, your money is on the line so we trust that your underwriting criteria will be as careful and attentive as our own.